Life Insurance

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Life insurance pays your beneficiaries if the unspeakable were to happen to you. This valuable insurance can help keep your loved one’s from becoming financially destitute.

There are two basic types of life insurance; term and permanent. Term insurance is only good for a specific time period such as 10, 20, or 30 years.

Permanent insurance may be in force for a much longer time, has some tax benefits, and asset protection benefits depending on which state you live in.

Generally speaking, term insurance is cheaper than permanent life insurance. Many young families will do just fine by owning a large term life insurance policy. This strategy allows the family the security of a large lump sum in the case of death of the insured and has a very low cost in comparison to the same permanent policy.

Click on the Request Life Insurance button to get your own personalized quotes from our carriers.